[Strawbale] Mortgages on SB houses in the UK

[Pablo Segundo Garcia]

I might add with the most unknowledgability that the "fraudulent"
claim might have to do with the nature of the monetary claim.

I mean, if it falls down, they can say "it was load bearing!", but
maybe (maybe) if it burned down it would not matter if it was
loadbearing or wood structure for getting the money, if one can defend
in court that load bearing would have the same fire protection than a
wood structure filled with straw. Again only guessing, and it smells
like trouble, and would have to prove that on court.

Interesting discussion for the SB spring!!

Pablo




On Fri, Jul 9, 2010 at 5:25 PM, Chug <chug at strawbale-building....uk> wrote:
> I wouldn't recommend lying where insurance is involved. I know Kester
> Wilkinson used a similar description for his timber frame/loadbearing hybrid
> but not aware of anyone doing it for loadbearing.
>
> bale on
> Chug
> chug at strawbale-building....uk
> http://www.strawbale-building.co.uk
> .
> ----- Original Message -----
> From: "Andrew Wilkinson" <wilkospeak at yahoo....uk>
> To: "European strawbale building discussions" <strawbale at amper....muni.cz>
> Sent: Friday, July 09, 2010 1:21 PM
> Subject: Re: [Strawbale] Mortgages on SB houses in the UK
>
>
> Chug,
>
> No; as a description of load bearing method as insurance companies are
> nervous
> about straw as a load bearing building material.  This is not actually that
> much
> of a stretch of the imagination as assuming you are using a wooden base and
> wall
> plate with integral wooden posts for door  and window openings, then this
> timber
> is doing some structural work.
>
> regards
> Andrew
>
>
>
> ________________________________
> From: Chug <chug at strawbale-building....uk>
> To: European strawbale building discussions <strawbale at amper....muni.cz>
> Sent: Fri, 9 July, 2010 13:09:39
> Subject: Re: [Strawbale] Mortgages on SB houses in the UK
>
> Andrew,
>
> I take it you mean as a description for post and beam and not loadbearing as
> you wrote?
>
> and Neale
> I thought you were asking about experience in selling a SB house, but if
> it's just a mortgage you are looking for Ecology BS as mentioned, and
> Virgin, and Triodos, but I don't think they will go up to 100%, although I
> think they could be persuaded.
>
> bale on
> Chug
> chug at strawbale-building....uk
> http://www.strawbale-building.co.uk
> .
> ----- Original Message -----
> From: "Andrew Wilkinson" <wilkospeak at yahoo....uk>
> To: "European strawbale building discussions" <strawbale at amper....muni.cz>
> Sent: Friday, July 09, 2010 12:25 PM
> Subject: Re: [Strawbale] Mortgages on SB houses in the UK
>
>
> Neale,
>
> I am currently working on two newbuilds in Yorkshire.  Whilst I don't have
> any
> direct experience of Open Market sales, I am aware that a main financier of
> such
> mortgages would be the Ecology Building Society.  I am also aware that in
> the
> recent past , those seeking to insure their houses have referred to straw
> bale
> load bearing houses as "timber frame with cellulose insulation" to overcome
> insurance company concerns.
>
> regards
> Andrew
>
>
>
> ________________________________
> From: Neale Brickwood <neale.brickwood at googlemail...>
> To: Strawbale at amper....muni.cz
> Sent: Fri, 9 July, 2010 13:21:12
> Subject: [Strawbale] Mortgages on SB houses in the UK
>
> Hi
>
> I'm researching SB housing in the UK and am trying to find out if any
> have been built for sale on the open market and if so what the
> purchasers experiences were in mortgaging the property and who the
> lenders were
>
> If anyone can help it would be much appreciated
>
> Regards
>
> Neale
>
> neale.brickwood at googlemail...
> 07798854867
>
> www.ikonland.com
>
> Ikon Land and New Homes Limited
> The coach House
> 2 hereford Road
> Southsea
> Portsmouth
> PO5 2DH
>
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> ____________________________________________________
>    European strawbale building discussion list
>
> Send all messages to:
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