[Strawbale] Mortgages on SB houses in the UK

[Chug]

I wouldn't recommend lying where insurance is involved. I know Kester 
Wilkinson used a similar description for his timber frame/loadbearing hybrid 
but not aware of anyone doing it for loadbearing.

bale on
Chug
chug at strawbale-building....uk
http://www.strawbale-building.co.uk
.
----- Original Message ----- 
From: "Andrew Wilkinson" <wilkospeak at yahoo....uk>
To: "European strawbale building discussions" <strawbale at amper....muni.cz>
Sent: Friday, July 09, 2010 1:21 PM
Subject: Re: [Strawbale] Mortgages on SB houses in the UK


Chug,

No; as a description of load bearing method as insurance companies are 
nervous
about straw as a load bearing building material.  This is not actually that 
much
of a stretch of the imagination as assuming you are using a wooden base and 
wall
plate with integral wooden posts for door  and window openings, then this 
timber
is doing some structural work.

regards
Andrew



________________________________
From: Chug <chug at strawbale-building....uk>
To: European strawbale building discussions <strawbale at amper....muni.cz>
Sent: Fri, 9 July, 2010 13:09:39
Subject: Re: [Strawbale] Mortgages on SB houses in the UK

Andrew,

I take it you mean as a description for post and beam and not loadbearing as
you wrote?

and Neale
I thought you were asking about experience in selling a SB house, but if
it's just a mortgage you are looking for Ecology BS as mentioned, and
Virgin, and Triodos, but I don't think they will go up to 100%, although I
think they could be persuaded.

bale on
Chug
chug at strawbale-building....uk
http://www.strawbale-building.co.uk
.
----- Original Message ----- 
From: "Andrew Wilkinson" <wilkospeak at yahoo....uk>
To: "European strawbale building discussions" <strawbale at amper....muni.cz>
Sent: Friday, July 09, 2010 12:25 PM
Subject: Re: [Strawbale] Mortgages on SB houses in the UK


Neale,

I am currently working on two newbuilds in Yorkshire.  Whilst I don't have
any
direct experience of Open Market sales, I am aware that a main financier of
such
mortgages would be the Ecology Building Society.  I am also aware that in
the
recent past , those seeking to insure their houses have referred to straw
bale
load bearing houses as "timber frame with cellulose insulation" to overcome
insurance company concerns.

regards
Andrew



________________________________
From: Neale Brickwood <neale.brickwood at googlemail...>
To: Strawbale at amper....muni.cz
Sent: Fri, 9 July, 2010 13:21:12
Subject: [Strawbale] Mortgages on SB houses in the UK

Hi

I'm researching SB housing in the UK and am trying to find out if any
have been built for sale on the open market and if so what the
purchasers experiences were in mortgaging the property and who the
lenders were

If anyone can help it would be much appreciated

Regards

Neale

neale.brickwood at googlemail...
07798854867

www.ikonland.com

Ikon Land and New Homes Limited
The coach House
2 hereford Road
Southsea
Portsmouth
PO5 2DH

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Send all messages to:
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Send all messages to:
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Archives, subscription options, etc:
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